Individual Personal Loans

The Individual Personal Loans offers customers the ability and flexibility to comfortably meet their financial needs. This  product  is specifically for financing consumer needs such as School fees, Home improvement /construction, acquiring renewable energy for home use, personal needs, acquiring land titles, accessing clean water, hygiene & sanitation.

This Loan is for both individual Women  & Men, Institutions etc.


  • Specially tailored to the clients  personal development needs
  • Flexible loan period
  • Payable in manageable monthly installments
  • Conveniently meet children’s education needs


  • Borrowers must be 18 years of age & above
  • An account at FTB through which their loan will be disbursed and paid.
  • Must have a clearly identifiable regular source of income  as  evidenced by bank statements.
  • Registration to CRB is mandatory
  • Sufficient collateral for the loan
  • Spousal Consent for married customers where collateral used is land, buildings or chattels.
  • One  reputable guarantor  where necessary.